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This fixed rate Secured Note product is not a bank deposit. Our Secured Notes do not have a current credit rating from a recognised Credit Rating Agency and this means no independent assessment has been made about the risk of investors losing all or part of their principal investment. You should seek professional independent advice before making a decision to invest to take account of your individual financial circumstances and risk return objectives. Investment applications can only be made on the form contained in the prospectus. Information on this website and in the prospectus is general in nature, it is not financial advice and may be subject to change without notice as per the Disclaimer on the site.