The Company will ensure at all times sufficient diversification is maintained in both the Investor Portfolio and the Lending Property Portfolios to achieve our risk management objectives.
The Company will diversify its portfolios by:
- Developing a pool of investors and borrowers rather than several large facilities;
- Aiming for a portfolio spread to ensure that a single common property security or common borrower is to represent no more than 10% of the portfolio of loans; and
- Maintaining a spread of security properties across property sectors and regions.